The Surge credit card is designed for people with less-than-perfect credit, so anybody with any level of credit rating is welcome to use. The Surge Mastercard is issued by Celtic Bank and serviced by Continental Finance. It comes with monetary items and services intended at helping customers get their credit back on track.The Surge Mastercard through Continental Finance is likewise connected to Celtic Bank. Celtic Bank explains itself as a “leading nationwide small company lender and property construction lender.”
Continental Finance promotes itself as focusing on “providing credit items and services to clients who are mostly neglected by conventional credit card providers and local banks.” Here Are Harlan Korenvaes Favorite Investment FundsMany widely known hedge fund managers take part in philanthropy as a way to return a few of the millions of dollars they earn every year. Harlan Korenvaes of HBK Capital Management is among the numerous hedge fund managers to set up their own structure as a method to disperse their millions. Q3 2021 hedge fund Read MoreIntroduction to the Surge credit card
The Surge charge card reports to all three major credit bureaus on a monthly basis so that clients can begin fixing their credit history right away. People who have not had a credit card before can likewise start developing credit with the Surge credit card Customers can see their credit ratings regular monthly on their electronic declarations by means of their online account for their Surge credit card.
According to the charge card issuers website the initial credit line varies from $300 to $1,000, and customers might be eligible for a credit line boost after just 6 months. You can make an application for the Surge Mastercard online, whether or not you have actually received a deal by means of the mail.
The application procedure is simple and fast, and the approval or decrease is typically supplied online immediately. Often Continental Finance will spend more time examining an applicants credit history prior to they will be approved. To make payments, you will require the proper site for the Surge credit card login. Consumers can make a payment online via the Continental Finance site.
Beware the Annual Fee and APR on the Surge credit card.
One thing consumers ought to keep in mind before they obtain this credit card is the reality that it comes with incredibly high costs. Celtic Bank and Continental Finance are not upfront about these costs before you use either. To find out what the annual cost and other fees are, you must bring up the current cardholder arrangement. You can likewise check out a review to discover out these details.
As of the time of this writing, the Surge Mastercard has a yearly fee of $75 for the very first year and $99 for all following years. In addition, there is a month-to-month upkeep fee of $10. The monthly upkeep fee isnt billed till after your account has actually been open for 12 months. The Surge Mastercard also charges another $30 if you desire a second card for your account, such as when it comes to joint account holders.
Continental Finance likewise mentions that some of the set-up and maintenance costs will be charged prior to you start using your card, minimizing the quantity of credit offered at. Nevertheless, if you reject all the fees and have not utilized the card or paid any of the fees yet, you arent responsible for any of the charges.
Clients need to likewise note the APR, which is very high at 29.99%, and there is no minimum interest charge. While its real that the Surge card permits some individuals with a poor credit report to get a charge card, you will certainly pay a high price for it, whether you have actually bought or have a balance or not.
Other fees include a cash loan charge of $5 or 5% of the quantity of the money advance, whichever is higher. The provider of the Surge card also charges a 3% fee on every foreign transaction in U.S. dollars. The late payment charge and returned payment cost depend on $40.
An individual who chooses to register for the Surge card likewise does not earn any rewards in exchange for all those charges. The good news about the Surge Mastercard is that it isnt a secured card, so clients do not have to put down a security deposit. Celtic Bank also provides $0 scams liability, which indicates you are just responsible for the purchases you made on your Surge Mastercard.
Rise Credit Card Login for Online Account Access
The Surge credit card login allows you to see all the deals you have actually made on your Surge credit card, make a payment, view your account online, and gain access to other online services. You can likewise view your month-to-month statements and upgrade your contact details.
Surge Credit Card Login
The Surge credit card login page to enter into your online account is here. You can likewise reach your online account access for your Surge credit card here.
Rise Credit Card Customer Service
The phone number for the client service for the Surge charge card from Continental Finance at Celtic Bank is on the back of your charge card. If you do not have your charge card helpful, you can reach customer service for the Surge charge card at this telephone number: 1-866-449-4514. You can get automated account details and reach live client service at this telephone number.
To report a lost of stolen Surge charge card, you can call this contact number: 1-800-556-5678.
Rise Mastercard Payments Phone Number
To pay on your Surge card account by phone, you can call 1-800-518-6142.
Rise Credit Card Billing Address
To make payments on your Surge card via mail, you can send them to:
Surge Card
P.O. Box 6812
Carol Stream, IL 60197-6812
Although the Surge card is typically an unsecured charge card, Celtic Bank and Continental Finance might require a down payment from some consumers. Some clients might be more interested in a charge card with rewards, so they can have a look at the $300 Surge protected item.
The address to send your payment to money your down payment is:
Rise Card
P.O. Box 8099
Newark, DE 19714-8099
For general questions about the Surge charge card, Continental Finance or Celtic Bank, you can compose to:
Rise Card
P.O. Box 3220
Buffalo, NY 14240-3220
Client Service Hours
Customer service for the Surge charge card is available by phone in between 7 a.m. and 10 p.m. Eastern Time Monday through Friday and from 9 a.m. till 4 p.m. on Saturday.
How to Apply for a Continental Finance Surge Credit Card Online or Over the Phone
To use for a Surge credit card, you can do so online, over the phone or through the mail. To apply by phone, you can call the telephone number for Continental Finance at 1-866-513-4598. To apply via the mail, you can return the approval form you got with the pre-selected offer that showed up in your mailbox.
To use for a Surge charge card, you will require to provide your complete name as it appears on federal government documents, your Social Security Number, birth date and physical address. A bank can not use a P.O. box due to the fact that federal law needs them to obtain, validate and tape-record determining information on all every customer. A bank also uses a the individual information of each consumer to pull information on their financial and credit background and review it.
FAQs
How Do I Cancel My Surge Card?
You can cancel your Surge credit card by calling this contact number: 1-866-449-4514 or by sending out written correspondence to the address on your month-to-month statement.
Does the Surge Credit Card Give Credit Increases?
Like a lot of charge card, the Surge Mastercard does provide credit increases to eligible customers. Customers start with a credit limit of in between $300 and $1,000 and are eligible for a credit boost after just 6 months.
Last Thoughts
A Surge credit card may be an alternative for a client who needs a charge card with features targeted at helping them get their credit back on track so that they can get loans or other credit cards with better terms.
As with most credit cards, you can access your Surge card account online for a range of client service. You can pay your expense when you access your account online by means of the Celtic Bank website.
However, you ought to likewise keep in mind the substantial cost and high APR for those who choose this credit card. There can be an advantage for a customer with a low credit score, making this card very accessible for those who cant get other charge card.
Upgraded on Jan 15, 2022, 3:54 pm
The Surge credit card is designed for people with less-than-perfect credit, so anyone with any level of credit score is welcome to apply. The Surge credit card reports to all three major credit bureaus every month so that consumers can begin fixing their credit history right away. Clients can see their credit ratings month-to-month on their electronic declarations via their online account for their Surge credit card.
The phone number for the customer service for the Surge credit card from Continental Finance at Celtic Bank is on the back of your credit card. If you do not have your credit card helpful, you can reach client service for the Surge credit card at this phone number: 1-866-449-4514.
