The Shop Your Way Mastercard was previously understood as the Sears Mastercard As such, it was initially developed for buyers who frequent Sears, indicating that the rewards were booked for Kmart and Sears shoppers.However, considered that Sears and its big-box chain Kmart are all however defunct with a handful of stores left at the end of 2021, the Shop Your Way credit card now offers rewards that do not require you to shop at these 2 retailers. The Shop Your Way Mastercard is issued by Citibank.
On a side note, the Shop Your Way Mastercard isnt the only Sears credit card. The retailer also provides the Sears Card, which can just be utilized at Sears and Kmart shops, Lands End and the sites run by each of these sellers. Unless you live in an area where there are still Sears or Kmart shops or you shop on these retailers websites, the Sears Card will be of no usage to you.Odeys Special Situations Fund Strives For Noncorrelated ReturnsOdeys Special Situations Fund was up 1.6% for December, bringing its full-year return for 2021 to 24.4%. The fund has actually delighted in a substance annual growth rate of 35% because its inception in October 2019. Q4 2021 hedge fund letters, conferences and more The Special Situation Funds standard, the MSCI World USD Index, returned 4.3% for Read MoreDetails on the Shop Your Way Mastercard.
The Shop Your Way Mastercard is a rewards card that provides points on every qualified purchase. When they make $50 worth of qualified purchases throughout the first 30 days the account is open, New cardholders can receive a $40 declaration credit.
You get the most points when utilizing your card for purchases at gas stations. Qualified gasoline station purchases will bring 5% back in points on the very first $10,000 in purchases during the calendar year. If you invest $500 at gas stations using your Shop Your Way credit card, you will get 25,000 points, amounting to $25 in cash.
You will also earn 2% in points on purchases at Sears or Kmart. All other purchases make 1% in points, which suggests $500 in combined purchases is worth 5,000 rewards points or $5.
The easiest method to redeem the points you earn is through present cards from a wide array of brand names, enabling you to conserve cash in a wide variety of locations. Only specific points can be redeemed on credit cards. The charge card likewise allows you to earn benefits on brands sold by Sears. The points do expire if you do not use them.
You have until completion of the quarter one year from the date Citibank awarded them. The points are readily available to redeem about one week after the qualified purchase, although they can appear as early as the next day.
You can check your offered points balance here or by downloading the Shop Your Way app by means of the Google Play Store or Apple App Store. There is no yearly charge, but there are some other charge card fees with the Shop Your Way Mastercard.
The regular APR for purchases and balance transfers is 25.24%. The money advance fee is 5% of each deal with a minimum charge of $5, while the balance transfer charge is 5% of the deal with a $10 minimum.
To make an application for a Shop Your Way Mastercard, you will require your Social Security Number and basic information like your name, address, contact number and other information. It is advised that you have a credit report between 670 and 850 before you use for this charge card, although you might certify with a lower credit rating.
Since it is a Mastercard provided by Citibank, it is accepted anywhere Mastercard is accepted.
Online Account Access
Sears Shop Your Way Credit Card Online Login
The simplest method to make credit card payments on your Shop Your Way Mastercard is through the online services of the banks. To access your Shop Your Way charge card account online, you can visit through the Citibank site here. You can do so at the same link if you havent currently registered your Shop Your Way Mastercard account online.
SYW Credit Card Customer Service
Store Your Way Customer Service Phone Number
The client service contact number for the Shop Your Way charge card is 877-816-9063. Make sure to have your charge card convenient so that you can offer your account number to the customer service representative.
Store Your Way Mailing Address
For basic questions, you can use this mailing address for the Shop Your Way charge card:
PO Box 6282
Sioux Falls, SD 57117
To make charge card payments on your Shop Your Way Mastercard, you can use either of these 2 mailing addresses. Be sure to include your account number so that they know where to publish your payment.
Shop Your Way Credit Card
Payments
PO Box 78024
Phoenix, AZ 85062
or
PO Box 70610
Philadelphia, PA 19176
For over night delivery and express payments, utilize this address:
Overnight Delivery/Express Payments
Attn: Consumer Payment Dept.
6716 Grade Lane
Structure 9, Suite 910
Louisville, KY 40213
Client Service Hours
Client service for the Shop Your Way Mastercard is readily available via phone 7:30 a.m. up until 10 p.m. Central Time 7 days a week, other than for certain vacations.
FAQs
Can I use my Sears Citi Mastercard anywhere?
Your Sears charge card provided by Citibank can be used any place Mastercard is accepted.
Who took over Sears Mastercard?
Citi purchased Sears credit card portfolio in the U.S., while Scotia acquired Sears Canadian credit card portfolio from Chase Canada in 2020.
What happened to Sears?
Sears declared bankruptcy in October 2018, and Sears Holdings emerged from personal bankruptcy in February 2019. When the outlet store chain applied for personal bankruptcy, it reported that it had fewer than 700 shops in operation.
As of September 2021, Sears had less than 300 stores left. By November, there were just 21 full-line Sears shops in the mainland U.S. and two left in Puerto Rico, according to the store locator on the sellers site.
Transformco was formed in February 2019 to obtain a few of Sears Holdings and Kmarts properties.
How can I examine my Sears points?
You can examine the points you have readily available on your Shop Your Way charge card by downloading the Shop Your Way app in the Google Play Store or Apple App Store or by going to the site at this link.
Can you use Shop Your Way points at Walmart?
You can only use your Shop Your Way points on gift cards through the Shop Your Way site here or on purchases at Sears or Kmart.
Last Thoughts
The Shop Your Way Sears charge card has gone through considerable changes since Sears began to wind things down. Having the ability to utilize your rewards for present cards in addition to purchases at Sears or Kmart is a terrific method to delight in the advantages of using the Shop Your Way charge card.
The 5% benefit on purchases at gasoline station and 3% reward on purchases at dining establishments or supermarket are quite appealing given that most charge card that use money back tend to do so at much lower rates, typically 1% or 1.5%.
You can apply here if you believe your credit rating is high enough to qualify you for the Shop Your Way credit card.
Updated on Jan 13, 2022, 9:42 pm
It was originally developed for consumers who regular Sears, indicating that the benefits were scheduled for Kmart and Sears shoppers.However, given that Sears and its big-box chain Kmart are all however defunct with a handful of shops left at the end of 2021, the Shop Your Way credit card now offers benefits that do not require you to go shopping at these two sellers. On a side note, the Shop Your Way Mastercard isnt the only Sears credit card. If you invest $500 at gas stations utilizing your Shop Your Way credit card, you will get 25,000 points, amounting to $25 in money.
The easiest way to make credit card payments on your Shop Your Way Mastercard is through the online services of the monetary organization. To access your Shop Your Way credit card account online, you can log in through the Citibank website here.
